Conventional loans
A conventional loan is the most common and widely available type of mortgage, suitable for a wide range of borrowers. It follows the guidelines set by Fannie Mae and Freddie Mac, ensuring stability and reliability in the lending process. With conventional loans, borrowers have the flexibility to choose between fixed or adjustable interest rates, allowing them to tailor their mortgage to their financial goals. Whether you’re a first-time homebuyer or looking to refinance, a conventional loan offers you the freedom and options to make your homeownership dreams a reality.
Competitive interest rates
Conventional loans provide access to favorable interest rates, allowing you to save money over the life of your loan and potentially lower your monthly payments.
Flexible down payment options
With conventional loans, you have the freedom to choose a down payment that fits your financial goals, whether it’s 5%, 10%, or more.
Streamlined approval process
Applying for a conventional loan is straightforward, with less paperwork and a quicker turnaround time, ensuring a smoother and more efficient process.
Versatile financing options
Conventional loans can be used for various purposes, including purchasing your dream home, investment properties, or even a second home or vacation property, providing you with flexibility and options.